*The above interest rate has been applied starting from 1st AUG 2026
*Bank has the right to change interest at any time based on AWB policy or CBE change in corridor rate.
Wafa Premium -Monthly Saving account
Eligibility
Individual Egyptian ,individual foreign residents , Minors & Joint accounts
Minimum balance to open
20,000
Currency
LCY only
Max balance
Unlimited
Debit Card
free
Outward transfer
available
Cheque book issuance
N/A
Interest frequency
Monthly
Interest calculation methodology
Calculated based on lowest credit balance during the month starting from the minimum required balance
Any deposits during the month will not earn interest till the beginning of the next month
Account Opening Fee (one time)
200
Maintenance Fee (monthly)
EGP 50 (Retail) , EGP 100 (Prestige), EGP 150 (Premiere) & EGP 200 (Private)
Balance Drop Penalty Fees
EGP 100 (below 50,000)
Interest Pricing
Tiered based
Minimum amount – paid interest
50,000
Tier
Interest Rate
Below 50K
0.00%
50K – below 150K
9.00%
150K – below 500K
11.00%
500K – below 1M
13.00%
1M – below 5M
15.00%
5M – below 15M
16.50%
15M– below 50M
17.00%
50M- below 100M
17.25%
100M+
17.75%